Moniepoint Nigeria

Moniepoint Microfinance Bank is a Central Bank of Nigeria (CBN)-regulated institution that has become the definitive bank for millions of small and medium-sized businesses across all local government areas in Nigeria. Initially focused on agency banking, Moniepoint has evolved into an all-in-one platform for digital payments, banking, credit, and business management tools.

• POS Terminals: Provides reliable, “no wahala” (no problems) point-of-sale machines for seamless card and transfer payments with instant settlement.
• Business & Personal Banking: Offers free bank accounts, instant transfers with a 99.9% success rate, bill payments, and physical debit cards delivered within 48 hours.
• Credit & Loans: Access to flexible working capital loans with business-friendly interest rates and repayment tenures to help businesses grow.
• Business Management Tools: Operational tools like expense cards, accounting software (Moniebook), and business savings plans to manage finances effectively.
• Agent Network: A vast distribution network that brings financial services to areas previously unreached by traditional banks.