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Description

OPay is a Central Bank of Nigeria (CBN) licensed Mobile Money Operator (MMO) that has redefined digital finance for both individuals and merchants. By 2026, OPay has become the primary daily banking app for millions due to its “Instant and Free” philosophy.
Key Services for 2026:
  • Zero-Fee Transfers: Send money to any bank in Nigeria for free. OPay is famous for its near-100% transaction success rate even during peak network congestion.
  • OPay POS Solutions: The preferred choice for Nigerian vendors. We offer high-speed 4G POS terminals with instant settlement and the lowest merchant service commissions.
  • OWealth & Savings: Earn up to 15% annual interest with daily payouts on your savings. FlexiFixed and Fixed Savings options allow you to grow your wealth with 2026 market-leading rates.
  • Debit Cards: Instant issuance of OPay Platinum Mastercard or Visa cards, which can be used at any ATM and for international online payments.
  • Lifestyle Payments: Pay for electricity, cable TV (DSTV/GOTV), airtime, and data with cashback rewards on every transaction.

Working Hours

Now Open UTC + 0
  • Monday Open all day
  • Tuesday Open all day
  • Wednesday Open all day
  • Thursday Open all day
  • Friday Open all day
  • Saturday Open all day
  • Sunday Open all day

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